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Non-registration in the register pursuant to Article 106 TUB and consequences on contractual relations - Civil Cassation, 18 March 2024, no. 23787, Pres. Travaglino, Rel. Fanticini.

Block assignment of credits and identification of a specific credit agreement - Civil Cassation, 22 March 2024, no. 7866, Pres. Scarano, Rel. Gorgoni.

Burden of proof in current account matters and calculation of the APR - Civil cassation, 28 March 2024, no. 8383, Pres. De Chiara, Rel. Valentino.

Abusive exercise of financial intermediation activities - Court of Modena, Third Civil Section, Real Estate Execution Office, 26 March 2024.

Lexitor Principles and Reimbursability of Incidental Costs - Court of Rome, Civil Section Seventeenth, 28 February 2024 (Judge Dr. L. D. Alessandro).

Swap contracts and financial intermediation - Civil cassation, ud. 30 January 2024, RG 2296/2020, Pres. Marulli, Rel. Falabella.

Lexitor Principles and reimbursement of all credit-related charges - Court of Milan, Sixth Civil Section, 18 March 2024 (Judge Dr A. Favarolo).

Failure to sell the leased asset and risk sharing - Court of Milan, Sixth Civil Section, 27 February 2024 (Judge Dr. C. Tranquillo).

Lack of cause for a 'solutorio mortgage' - Court of Perugia, Third Civil Section, 2 February 2024.

Unlawfulness of the compound capitalisation system - Court of Massa, Civil Section, 14 February 2024 (Judge M. Ginesi).

Current-account credit facilities and allocation of the burden of proof - Civil cassation, 29 February 2024, no. 5364, Pres. De Chiara, Rel. Campese.

Determination of the APR and calculation of the cost of insurance expenses - Civil Cassation, 7 February 2024, no. 3460, Pres. Ferro, Rel. Dongiacomo.

Manipulated Euribor rate and nullity of the loan - Court of Appeal of Catanzaro, Third Civil Section, 18 January 2024, Pres. Rel. Filardo.

Usury in the leasing contract and insurance expenses - Civil Cassation, 7 February 2024, no. 3545, Pres. Scarano, Rel. Moscarini.

CTU query on Euribor rate - Court of Appeal of Trieste, Second Civil Section, 24 January 2024, Pres. Rel. Caparelli.

Suspension of enforcement proceedings and the crime of usury - Public Prosecutor's Office at the Court of Ragusa, 15 January 2024.

Determination of the usurious nature of the loan and inclusion of insurance costs - Court of Turin, First Civil Section, 13 December 2023 (Judge R. Olivero).

Undue access to the MCC guarantee and nullity of the contract - Tribunale di Asti, Sezione Civile e Fallimentare, 10 January 2024, Pres. Rampini, Rel. Dagna.

Determination of the effective rate charged and genetic usury - Court of Taranto, First Civil Section, 27 October 2023, no. 2559 (Judge Dr. C. Casarano).

Proof of the credit assignment contract - Court of Chieti, Real Estate Execution Office, 18 November 2023.

Indeterminability of the MtM formula and nullity of the contract - Court of Milan, Sixth Civil Section, 2 November 2023 (Judge F. Ferrari).

Integration of the expert's question with the so-called "adjusted balance" criterion - Court of Appeal of Turin, First Civil Section, 31 October 2023, Pres. Maccarrone, Rel. Bonaudi.

Manner of detecting solutary or restorative remittances - Court of Pistoia, 19 October 2023 (Judge E. Piccinni).

Memorandum on Bulk Assignments and Unfair Terms - Court of Brindisi, 4 December 2023 (Judge Dr. A. Natali).

Calculation of interest and anatocism in the absence of a written agreement - Court of Florence, Third Civil Section, 26 September 2023, no. 2728 (Judge U. Castagnini).

Assignee's legitimacy and French-style mortgage - Court of Vicenza, 9 October 2023, no. 1847 (Judge Dr. S. Colbacchini).

Rejection of the application for stay of execution proceedings - Ordinary Court of Santa Maria Capua Vetere, 14 December 2023 (Judge Dr. E. Vassallo)

Proof of the credit opening agreement by means of presumptions - Civil Cassation, 14 December 2023, no. 34997, Pres. Acierno, Rel. Falabella.

Nullity of the manipulated Euribor rate - Civil Cassation, 13 December 2023, no. 34889, Pres. Scarano, Rel. Gorgoni.

Determinability of BHW loan - Court of Appeal of Milan, 13 November 2023, no. 3192, Pres. Baccolini, Rel. Ferrari.

Release of the guarantor under Art. 1956 of the Civil Code - Civil cassation, 30 October 2023, no. 30110, Pres. Scarano, Rel. Valle.

Validity of the exchange rate risk clause - Civil Cassation, 30 October 2023, no. 30063, Pres. Scarano, Rel. Ambrosi.

Effects of a finding of unfairness of a term - EU Court of Justice, 7 December 2023, Ninth Chamber (C-140/22, Rapp. Rodin)

Ex officio nullity of the surety agreement - Civil Cassation, 12 October 2023, No. 28500, Pres. Valitutti, Rel. Abete.

Mortgage contract and enforcement title - Court of Rome, Fourth Civil Section, 30 October 2023 (Judge B. Ferramosca).

French-style amortisation plan and pending pronouncement of Sezioni Unite - Court of Milan, Sixth Civil Section, 17 October 2023 (Judge G. Macripò).

Differences in the leasing rate indicated and applied - Court of Cassation, Third Civil Section, 18 October 2023, no. 28983, Pres. Scarano, Rel. Rubino.

Defect ab origine enforcement title - Tribunale di Massa, Ufficio Esecuzioni Immobiliari, 29 June 2023 (Judge Dott.ssa E. Pinna).

Proof of block assignment - Court of Milan, Sixth Civil Section, 26 October 2023.

Principi Lexitor - Ufficio del Giudice di Pace di Milano, Sezione Prima Civile, 13 November 2023 (Judge Dr. A. Bargero).

Lack of legitimacy of the assignee of the current account relationship - Court of Rome, Sixteenth Civil Section, 25 October 2023 (Judge Dr. S. Iannaccone).

Vademecum on unfair terms in consumer contracts - Court of Milan, Presidency, 25 July 2023, Pres. F. Roia.

Abusiveness of the clauses of the contract and enforcement of the injunction - Court of Rome, Executive Section IV, 10 October 2023 (Judge Dr. B. Ferramosca)

Invalidity of certification pursuant to Article 50 TUB - Court of Milan, 24 October 2023, Sixth Civil Section (Judge L. Massari).

Usury and insurance costs - Office of the Justice of the Peace, Milan, 17 July 2023, Eighth Civil Section (Justice of the Peace Advocate A. Mencherini).

Unfair clauses and enforcement procedure - Court of Monza, 10 October 2023, Mobile Executions Section (Judge S. Bozzolo).

Admissibility of class action pursuant to Art. 140 bis of the Civil Code - Court of Venice, 13 July 2023, First Civil Section, Pres. Bianchi, Rel. Vettore

CTU query on so-called French-style amortisation plan - Court of Naples, Fifth Civil Section, 5 October 2023 (Judge G. Manera).

Failure to indicate the financial regime and simple capitalisation - Court of Massa, 20 September 2023 (Judge D. Provenzano).

Right to obtain copy of contract and information on early repayment - EU Court of Justice, 12 October 2023, Tenth Chamber (C-326/22, Rel. Csehi)

Use of adjusted balance and unlawful usage currencies - Court of Verona, 13 September 2023 (Judge L. Ghermandi).

Lease rate discrepancy and amortisation plan - Court of Brescia, Second Civil Section, 23 September 2023

Usury interest on arrears - Court of Bari, 14 September 2023 (Judge Dott.ssa A. Napoliello).

Registration pursuant to Article 106 TUB - Court of Treviso, Second Civil Section, 11 September 2023 (Judge Dr. B. Casciarri).

Joint and several liability of the assignee and subjective alterity - Civil Cassation, 13 September 2023, No. 26450, Pres. Rubino, Rel. Spaziani.

Subordinated bonds and information duties - Court of Venice, First Civil Section, 20 September 2023 (Judge T. Vettore)

Supervening usury and contractual good faith - Civil Cassation, 28 September 2023, No. 27545, Pres. Scarano, Rel. Gianniti

Referral to the United Sections for French-style depreciation - First Chamber Court of Cassation

Block assignment of claims and burden of proof - Civil cassation, 20 July 2023, no. 21821, Pres. Genovese, Rel. Dongiacomo

Nullity of derivatives for lack of mark-to-market - Court of Appeal of Perugia, 19.6.2023

Lexitor - Civil cassation, 6 September 2023, no. 25977, Pres. Di Virgilio, Rel. Giannaccari

Lexitor - Milan Board of Directors of 3/8/2023

Documentary obligations of the creditor - Court of Varese of 27/6/2023 (Judge M.M. Recalcati)

Usury and gratuitousness of two French-style mortgages - Court of Latina section 1a of 19/1/2023 (Judge De Cinti)

Burden of proof account statement contract and omnibus surety recovery of € 382,500 - Court of Rome (XVII sec.) judgment of 3/3/2023 (Judge Basile)

Postal bonds reimbursed € 40,000 - Court of Brescia of 16/2/2023 ( Judge Elena Fondrieschi )

French-style amortisation plan - Court of Siena - Query from the CTU

New rite from 28/2/2023 - Court of Turin of 10/7/2023 (Astuni)

Mark to market in derivatives - Court of Spoleto, 29 June 2023, no. 504, Est. Stanga

TAN and APR are equal the anatocistic clause is NULL - Court of Cassation - Civil Section I - Order No. 18864/2023 published on 03.07.23

Insurance costs are to be included in the usury test - Civil cassation, section III, 17 May 2023, no. 13536

Invalidity of risk centre or credit books to prove reliance - Cass., Sec. 1, 12 May 2023, no. 13063, Pres. Genovese, Est. Crolla

Penalty for non-performance in the TEG - Court of Bari of 22/6/2023

Postal bonds series Q and P - Court of Santa maria Capua a Vetere of 19/6/2023

Application Cassation No. 9479 - 2023 - Court of Vicenza of 7/6/2023

indeterminacy in the French plan - Court of Prato Judgment No. 375/2023 of 05/06/2023

Proof of the existence of the credit line - Court of Latina, 26 May 2023, no. 1214, Ext. Serino

Questions on French-style amortisation plan - May 2023

Burden of proof in current accounts - Naples Court of Appeal of 10/5/2023

Burden of proof in the presentation of the current account contract - Court of Pordenone of 3/5/2023

Fine to the bank for late delivery of e/c - Court of Naples 26/4/2023

No assignment without adequate publicity - Court of Milan RG 23710/2021 (pres. Sergio Rossetti - rel. Luca Giani - Grippo)

Compound regime check - Order of the Court of Isernia of 12/5/2023

nullity products 4 You - Florence Court of Appeal, 20 April 2023, no. 846, Pres. Monti, Rel. Nannipieri

Nullity of Barclay's mortgage with indexation to the Swiss franc - Court of Naples of 7/4/2023 (Judge Rabuano)

Euribor, recalculation pursuant to Article 117 tub - Court of Naples North, 7 April 2023, Ext. De Vivo

Transparency of loan terms with French-style amortisation plan - Court of Naples, 23/3/2023 (Judge Manera)

Retention of contractual documents and burden of proof - Court of Patti of 28/4/2023

Information in the Official Gazette concerning the assignee of the claim - L'Aquila Court of Appeal of 17/1/2023 (pres. Ciofani)

Production of account statements and documentary evidence - Court of Cassation No 10293/2023 (Pres. Valitutti)

Indeterminacy in the French repayment plan - Court of Prato Rg 787/2014 of 11/4/2023 (Judge Michele Sirgiovanni)

Compound capitalisation and TAN discrepancies - Court of Teramo of 19/4/2023 (Judge Codispoti)

Solutary remittances on recalculated balance - Civil Cassation, 16 March 2023, no. 7721, Pres. De Chiara, Rel. Campese (order)

Unfair clause, injunction and res judicata - Unified Sections of the Supreme Court of 6/4/2023 No 9479

Usury in current accounts - Court of Locri of 7/3/2023

Indefiniteness of the French repayment plan - Court of Bergamo of 21/3/2023

Indeterminacy of the French mortgage - Order of the Court of Crotone of 12/3/2023

Indeterminacy of the French mortgage - Bari Court of Appeal of 13/1/2023

Solving remittances and prescription - Question of the Court of Florence

French-style amortisation - Query from the Court of Crotone of 12.3.2023

Prescription of mortgage - Civil Cassation 10 February 2023 no. 4232 Pres. Frasca Rel. Condello

Usury and capitalisation of interest - Criminal Court of Pistoia of 1/3/2023

Mediation procedure - Court of Forli of 25/1/2023 (Judge Emanuele Picci)

burden of proof - C.D.A. Bologna, 10 February 2023, no. 290, Pres. De Cristofaro, Rel. Santilli

French-style mortgage - Query from the Court of Bari (Judge D'Aprile)

ascertainment of cc balance - Court of Padua of 10/2/2023 (Judge Longhi)

Burden of proof - Civil Cassation, 23 January 2023, no. 1892, Pres. Bisogni, Rel. Valentino (order)

Failure to grant provisional enforcement - Court of Bologna (4th section - Judge Smurro) of 30/1/2023

Lack of assignee's legitimacy - Court of Appeal of Messina, 23 December 2022, no. 853, Pres. Rel. Lazzara

Capitalisation costs in the TEG - Court of Rome, 04 January 2023. Ext. Arturi.

Calculation of solutary remittances - Court of Appeal of Milan, 5 January 2023, no. 15, Pres. Rel. Raineri

Civil Cassation, 28 December 2022, No. 37861, Pres. De Chiara, Rel. Valentino (order)

Reimbursed € 20,000 on current account - Court of Genoa of 16/1/2023 R.G. 9553/2020 (Judge M. Parentini)

Termination fee for default in the TEG - Query Court of Bari of 3/1/2023 (Judge Ruffo)

Lexitor - Constitutional Court No. 263/2022

Nullity Euribor - Court of Sassari of 10/11/2022

On the exhibition of quarterly TEGM decrees - Civil Cassation, 29 November 2022, no. 35102, Pres. De Chiara, Rel. Iofrida (order)

Suspension of mortgage foreclosure bhw - Court of Tivoli of 20/5/2022

TAE for usury purposes - Supreme Court No 2167/2017 of 14/2/2022

Bank sentenced for reckless litigation - Court of Velletri 10/11/2022 (Judge Colangelo)

opposition to injunction for lack of proof of claim - Court of Bologna 3rd civil section (Judge Gamberini)

Rejection of provisional execution of ABI surety bonds - Court of Rome of 26/10/2022 (Judge Martucci)

Capitalisation costs in the TEG - Civil cassation no. 33964 of 17/11/2022 (pres. De Chiara)

Exceeding the financeability limit - Supreme Court in SS.U. No. 33719/2022 of 16/11/2022

Recovered € 22,992.44 - loan with French amortisation - Court of Prato of 27/11/2022 (Judge Sirgiovanni).

Lack of standing - Court of Naples 26/10/2022

returned €48,356.96 - Court of Rome 21/10/2022 (Judge Iannaccone)

Solutary and restitutive remittances - Court of Appeal of Lecce, 23/9/2022, Pres. Mele, Rel. Evangelista

Acceptance of suspension - Court of Frosinone of 13/10/2022 (Judge Paolo Masetti)

Acceptance in full and suspension - Court of Brescia RG 7626/2022 of 5/10/22

Court of Torre Annunziata, 10 October 2022, no. 3268, Ext. Pisapia (ordinanza)

Court of Reggio Emilia, 6 October 2022, no. 1023, Ext. Morlini

Usury - Second Criminal Court of Cassation no. 34192- 2022 (President Verga)

Injunction Decree revoked - Court of Salerno of 30/8/2022 (Judge Ferrara)

Civil Cassation, 19 September 2022, No 27362, Pres. Bisogni, Rel. Campese (ord.)

Refund of €55,984.00 - Usury of the report pursuant to Article 644 of the criminal code - Court of Latina, 18/7/2022, (Judge De Cinti)

Suspension of property release orders - Vasto Public Prosecutor's Office 29/3/2022

Revocation of injunction - Court of Rimini ( judge Mancini ) of 16/8/2022

Vessatoriness of floor rates - Court of Milan 6/9/2022

Euribor nullity - Court of Appeal of Cagliari of 8 September 2022 (Judge Maria Teresa Spanu)

Nullity of derivatives - Civil Cassation, 10 August 2022, no. 24654, Pres. Scotti, Rel. Falabella (order)

production order pursuant to art. 210 c.p.c. and lack of a custody contract - Court of Appeal of Rome, 26 July 2022, no. 5162, Pres. Capizzi, Est. Papoff

Court of Milan, 22 July 2022, no. 6547, Ext. Ferrari

Scalar extracts and solutary remittances - Court of Appeal of Milan, 29 July 2022, no. 2672, Pres. Raineri, Rel. Orsenigo

French amortisation - Legends die hard

isc or taeg in fin. contracts - exploratory function or essential element of the contract? (Adv. Campa)

Issues related to the ongoing debate on French-style depreciation (Dr Aretusi)

Financial fraud and dies a quo - Court of Milan of 21/6/22

CTU query on French-style mortgage - Court of Bari

Failure to produce contract and suspension of decree ing - Court of Milan of 12/7/2022

Burden of proof - Florence Court of Appeal no. 1303 of 21.6.2022

Right to renegotiation of mortgage and suspension of d.i. - Court of Pescara, order of 7 July 2022

Rejection of provisional execution for non-compliance with APR - Court of Naples North of 3/3/2022

Unlawfulness of CMS - Cassation No. 19825 of 20/6/2022

Query Court of Milan on current account of 16/6/2022

Suspension of enforceability - Avezzano Court of June 2022

Assignee's lack of standing - Court of Rome 6/6/2022

French-style amortisation - Court of Velletri judgment no. 1098/2022.

Failure of the rate applied to match the rate agreed in the lease - Court of Rome 19/5/2022

Question from the Court of Bari on French depreciation

Conviction for IBS/banca Invest investments - Florence Court of Appeal 2020

Anatocism in French Amortisation - Court of Appeal of Naples of 26/4/2022

Abi surety bonds - Court of Rome of 7/4/2022

Suspension of d.i. for incorrect submission of tax bill on mortgage - Court of Cuneo of 6/5/2022

Unlawful reporting to the risk centre - Court of Turin of 2/5/2022

De facto overdraft - Civil cassation section VI no. 10.776 year 2022

Non-reciprocity with zero lending rate - Court of Cremona

Equality TAE - TAN - Court of Brindisi CTU question of 19/4/2022

French-style amortisation and anatocism - Court of Turin of 18/2/22 published on 9/4/2022

Recovered € 94,515 - vagueness of the rate applied - Court of Campobasso of 22.3.22

Recovered € 80,145.43 - Isc / Taeg discrepancy in French-style loan - Court of Lecce of 21/3/2022

Refund of € 154,943.08 - Zero balance in current account - Court of Lecce of 5/4/2022

Zero balance in current account - Supreme Court section 3a of 29/3/2022

Anatocism in the French-style mortgage - Taranto judgment of 28/3/2022

Assignment of claims - Court of Frosinone of 8/3/22

Suspension of title due to incorrect assignment of credit - Court of Ivrea of 7/3/22

Recovered euro 85,226.78 on current account - Court of Rome of 17/3/2022 (Judge Goggi)

Adequate information in derivatives and Bank in L.C.A. and assignee with the same lawyer - Supreme Court of 8.3.22

French amortisation and Euribor rate question of the Court of Naples of 4/2/2022

no to summation ext. in advance and int. in arrears - Cassation No. 7352/2022 of 7/3/2022

Nullity of contract in absence of written form - Court of Rome Judgment No. 3172 of 28 February 2022 Est. Goggi

CMS and usury - Civil Cassation Sec. I no. 4738 of 14.02.2022

Resetting the balance to zero - Court of Cassation No 4028 of 8/2/22

Nullity of power of attorney due to vagueness of subject-matter - Court of Bergamo of 31/1/2022

Lexitor and restitution of charges for early repayment - Savona Court of Law no. 87/2022 of 1/2/2022

Legitimation of assignment of credit - Cass.Civ.Sez.22/2/2022 n.5857 Pres. Genovese Rel. Terrusi

Correct stipulation of rates pursuant to CICR resolution and anatocism - Court of Cassation no. 4321 2022 section six

Recovered €97,299.97 - burden of proof and statute of limitations on cc - Cagliari Court of Appeal of 21012022

French amortisation indeterminacy of the rate - Court of Vicenza of 3/2/2022 RG no. 2205/2016

Insurance costs are to be included in the TEG Supreme Court Sixth Civil Section No. 3025 of 1/2/2022 Insurance costs

Reimbursed more than € 200,000 - Elimination of satellite accounts without a contract - Ordinary Court of Sassari of 27/1/2022

Payment of euro 82,670.14 in favour of client - French amortisation - Court of Cremona 12/1/2022 no. 8/2022

Non-recognition of the current account contract - Supreme Court decision 1537/22

New balance € +264,980.65 - Reconstruction of current account with scalars only - Court of Cassation 1538/2022 of 19/1/22

Early repayment and anatocism in loans with French-style amortisation - Ordinary Court of Busto Arsizio (third civil section - Judge N. Cosentino)

Identification of the so-called "mobile overdraft facility" - Court of Cassation No 926/2022 of 13.1.2022

Exceeding the financeability limit - Court of Livorno of 16/12/2021

Recovered € 181,432 - Court of Rome on account of 28/12/2021 (section XVI - Judge Cardinali)

Recalculation of current account balances - Court of Rome of 8/12/2021 (Judge Manzi)

Burden of proof - Court of Naples of 21/12/2021

Partial nullity of the loan due to vagueness of the EUR/Swiss franc exchange rate clauses and French-style amortisation - Court of La Spezia of 20/12/2021

Discrepancy between contractual and applied tan - Court of Nola 1st civil section of 9/12/21

Lease termination and asset valuation - 3rd Civil Cassation of 14.10.21

Suspension of execution proceedings for loan renegotiation Court of Naples North of 23/11/2021

Accounting records valid for bank audits Civil cassation sixth section no. 38976 year 2021

Restitution following unlawful withdrawal of funding - Court of Padua of 29/11/2021

French-style amortisation - Court of Lecce Order of 15 November2021

Derivatives qualified operator - Civil cassation, sect. I, 06 September 2021, no. 24046. Pres. Scaldaferri. Est. Amatore

Exceeding the land loan limit - Court of Naples of 16/11/2021

Opposition upheld for lack of standing NPL - Court of Rome of 10/11/2021 (4th section - Judge Cecere)

barclays mortgages nullity art. 7 - ABF of 15/10/2021

Nullity of Ctu for late documentation - Attorney General of the Court of Cassation United Civil Sections

Illegality of the enforcement title for usury - Court of Teramo of 2/10/2021

Rejection of loan nullity for lack of cause Court of Rome 5/3/2021 (Judge Romano)

Legitimacy of assignment and existence of the claim - Court of Naples no. 33010/2017 of 29/9/2021

Early termination - ABF No 21676 of 15/10/2021

Early termination - Court of Benevento of 5/10/2021

Current account balance halved - Court of Lanusei 6/10/2021

The leasing TAN is not critical - Court of Milan of 4/10/2021

Court of Sassari of 28/9/2021 on days for interest calculation

T.A.R. del Lazio of 6/9/2021 nr. 09516/2021 against Compass for unfair practices towards consumers

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